Delta SkyMiles Platinum American Express Card: See everything you need to know

04/15/2025 • Fabio Henrique • Personal Finance

For frequent flyers and Delta loyalists looking to enhance their travel experience, the Delta SkyMiles® Platinum American Express Card is a compelling choice.

It offers a range of benefits designed to make your journeys smoother and more rewarding.

Surprisingly, even though it caters to those with good to excellent credit, it does provide considerations for individuals who may have faced financial challenges in the past.

Free first checked bag on Delta flights
Main Cabin companion certificate (U.S., Caribbean, Central America, Mexico)
Priority boarding on Delta flights
Delta Award Travel miles discount
Generous earning rates on Delta purchases, dining, and hotels

Understanding the full scope of what the Delta SkyMiles Platinum American Express Card offers can help you decide if it aligns with your financial habits and travel goals.

Key Benefits of the Delta SkyMiles Platinum Amex Card

The Delta SkyMiles Platinum American Express Card is brimming with robust features that cater to frequent Delta travelers.

It is suite of benefits not only enhances travel convenience but also delivers impressive financial value, ensuring every journey is rewarding.

Travel Perks

Enjoy a first checked bag free on Delta flights, priority boarding, and an annual companion certificate for domestic travel.

Earning Rates

Accumulate 3x miles on Delta purchases and hotels, 2x miles at U.S. supermarkets and dining, and 1x miles on other purchases.

Annual Credits

Benefit from an impressive array of credits including a $120 rideshare credit, $150 for Delta stays, and $120 in Resy dining credits.

Status Acceleration

Receive a $2,500 MQD headstart annually and earn $1 MQD per $20 spent to climb the Medallion status ladder faster.

In-Flight Savings

Receive 20% back on in-flight purchases as statement credits, adding up to significant savings on snacks and entertainment.

Who Should Consider This Card?

While the Delta SkyMiles Platinum American Express Card is an attractive option for many, it specifically shines for a particular audience.

Frequent Delta flyers who frequently check bags
Travel enthusiasts desiring status boosts
Those who enjoy dining out and hotel stays
Individuals wanting comprehensive travel perks and rewards

This card is particularly beneficial for those who can fully utilize Delta’s services and leverage the multiple credits and benefits associated, even if they've faced credit challenges in the past.

Pros and Cons of the Delta SkyMiles Platinum Amex Card

Like any financial product, the Delta SkyMiles Platinum American Express Card has its strengths and potential downsides.

Evaluating these aspects can help you decide if it meets your travel and financial needs.

Pros

Waived Bag Fees
A substantial savings for frequent travelers who regularly check baggage on Delta flights.
Accelerated Earning Structure
Generous earnings on hotels, dining, and Delta purchases can result in rapid miles accumulation.
Valuable Annual Credits
A variety of credits including travel and dining, effectively reduces the cards annual fee.

Pros

High Annual Fee
The card comes with a hefty annual fee of $350, which may be a barrier for some.
Delta Loyalty Requirement
The cards true value is unlocked primarily by those fully committed to Delta services.
Manual Activation of Credits
Credits require manual activation, which may not suit everyone’s preference for ease of use.

Why Cointexus Recommends the Delta SkyMiles Platinum Amex Card

At Cointexus, we look for financial products that not only offer value but also amplify your lifestyle.

The Delta SkyMiles Platinum American Express Card stands out for those seeking elevated travel experiences.

This card effectively balances travel utility with financial benefits, creating a strong proposition for frequent Delta flyers.

Comprehensive travel perks ideal for Delta customers.
Substantial earning and status accelerations for committed travelers.
Multiple credits and savings options that offset its annual fee.

How to Apply for the Delta SkyMiles Platinum Amex Card

Applying for the Delta SkyMiles Platinum American Express Card is straightforward.

Visit the official American Express website, navigate to the Delta SkyMiles card section, and complete the application process online.

Ensure you meet the basic requirements, including a good credit score to maximize approval chances.

Access to the bank website

Phone: Contact number on the back of your current Amex card
Online: Visit americanexpress.com to manage your application or account

Frequently Asked Questions

What is the annual fee for this card?

The annual fee for the Delta SkyMiles Platinum American Express Card is $350.

Does the companion certificate include international travel?

No, the companion certificate is limited to domestic travel within the U.S., Caribbean, Central America, and Mexico, excluding Hawaii and Alaska.

What credit score is needed to apply?

A good to excellent credit score (670+) is recommended to apply for this card.

Final Thoughts from Cointexus

Overall, the Delta SkyMiles Platinum American Express Card offers tremendous value for frequent Delta patrons and those who can make full use of its travel-focused benefits.

As always, Cointexus encourages you to consider how the card fits within your financial habits and lifestyle before committing.